A terminal is the point at which a conductor from a component, device or network comes to an end. Terminal may also refer to an electrical connector at this endpoint, acting as the reusable interface to a conductor and creating a point where external circuits can be connected.
Electrical connectors are classified into three types based on their termination ends: board-to-board connectors, cable/wire-to-cable/wire connectors, and cable/wire-to-board connectors.
When the two terminals of a battery are connected directly with a wire there will be a low resistance path for the current to flow. The wire will get heated a little bit (depends on the diameter of the wire less the diameter more heat) and the battery will be quickly discharged.